Preheat oven to 425 degrees F.

Spray a baking sheet with oil and put the pan in the oven while it is preheating.

Spread 3 Tbsps of refried beans in each of the tortillas making a deep “well”  in the middle, so the egg won’t run out.

Spread 3 Tbsps of salsa on each tortilla over the refried beans.

Once the oven is preheated, remove the baking sheet from the oven and place the prepared tortillas on it.

Crack an egg in the middle of each tortilla and divide the cheese between the 4 tortillas.

Bake in the oven for 10 – 12 minutes or until the eggs are cooked to desired doneness. Be careful; the eggs will go from not done, not done, to overdone very quickly. It may take you a few tries to get the eggs just right with a nice runny yolk if that is the way you like it. Ovens vary greatly. We like ours still runny.

Serve on a plate and garnish with tomatoes, avocado slices, chopped green onion, and chopped cilantro. You can up the heat if you like hot sauce.